Affordability · Phase 4

Live Now. Own Gradually.Pay Less Rent as You Own More.

Every payment can buy you more ownership tokens in the property. As your token ownership grows, your monthly rent decreases automatically.

⚙️ Simulation Settings

Property Purchase Price1,000,000 EGP
Full Rent (At 0% ownership)10,000 EGP
Monthly Amount I Can Pay25,000 EGP
Optional Initial Token Purchase0 EGP
💡 Adjust sliders to simulate different price tags, rent conditions, and payment strategies. The formulas automatically divide the property into 1 EGP ownership tokens.
Tokens Bought in Month 115,000Tokens added to your wallet balance
Ownership after Month 11.500%Your total property share
Rent after Month 19,850 EGP⬇️ Decreased from 10,000 EGP
Expected Ownership after 12 months19.024%Projected 1-year progress
Estimated Time to Full Ownership52 months4.3 years of gradual accumulation
Explore Tokenized Properties

📅 Month-by-Month Projection Schedule (First 6 Months)

MonthRent DueToken PurchaseOwnership %Next Rent
Month 110,000 EGP+15,000 EGP1.500%9,850 EGP
Month 29,850 EGP+15,150 EGP3.015%9,699 EGP
Month 39,699 EGP+15,302 EGP4.545%9,545 EGP
Month 49,545 EGP+15,455 EGP6.091%9,391 EGP
Month 59,391 EGP+15,609 EGP7.652%9,235 EGP
Month 69,235 EGP+15,765 EGP9.228%9,077 EGP

The Tokenized Journey in 3 Simple Steps

01
🔍

Simulate & Select

Browse approved tokenized listings. Set your budget and see month-by-month rent decrease projections instantly.

02
🛡️

Verification & Match

Kemedar's Field Officers inspect properties and check applicant files. Selected SPVs purchase the asset to back your option.

03
🔑

Own Gradually, Pay Less

Move in. Your payments buy property tokens directly. With every token added, the remaining rent drops automatically.

🕌

Sharia-Compliant Islamic Ijara Models

We offer certified Islamic Ijara models. Supported by institutional SPVs, the asset is leased to you without any interest or riba. Your monthly token acquisitions dynamically lower your rental payments in complete alignment with Sharia finance principles.

Institutional Partners

Become an Asset Acquisition Partner

Provide capital to purchase properties on behalf of qualified tenants. Yield distributions are backed by lease rents and structured option buyout steps, delivering stable returns on real asset portfolios.

Apply as SPV Partner →

Kemedar Operating Verification Checkpoints

🔍

Physical FO Property Check

No listing is approved until a physical field officer inspects, verifies condition rating, and checks deeds.

📝

Escrow Wallet Ledger Protection

Tokens are secured by multi-signature escrow balances. All allocations and payments log on hash-chained ledgers.

Frequently Asked Questions

How does my rent decrease?

Rent is calculated only on the remaining owner/SPV share: Next Month Rent = Full Rent * (1 - Tenant Ownership %). As you buy tokens, your ownership percentage increases and your rent declines.

Can I buy extra tokens whenever I want?

Yes. If your listing allowExtraTokenPurchase is enabled, you can buy optional extra tokens at any time to accelerate your ownership and lower rent even faster.

What if I decide to exit the contract?

After the minimum commitment period, you can trigger an exit. Kemedar mediates the token buyback process to refund your accumulated token savings according to the exit policy.